“How I Raised My Credit Score by 126 Points Since May 2, 2024, with Kikoff—And My Strategy for Smart Credit Card Use“ - By Bishop Martin Wilson
Building a solid credit score can be a game-changer, and I’m proof that with the right strategies, you can make significant progress in a relatively short period. Since May 2, 2024, I’ve boosted my credit score by an incredible 126 points, thanks to a combination of using Kikoff and managing my credit cards wisely. During this time, I also had increases to my credit limits and opened another credit card, which helped me further optimize my credit utilization ratio and keep my score on the rise. Getting Started with Kikoff After a friend recommended Kikoff, I signed up to see if it could help improve my credit. Kikoff offers a low-cost line of credit that’s reported to the credit bureaus, which helps build a positive payment history over time. The app was straightforward, and I appreciated the affordability and ease of managing payments. But one of the most important lessons I learned through this experience was the value of monitoring my credit utilization ratio. Why Credit Utilization